For many non bank lenders or alternative credit providers (i.e.  PAYGo distributors, microlenders, and asset-financing companies), growth is not limited by demand,  it’s limited by capital . Access to affordable, long-term financing remains a bottleneck, especially for smaller or growing operators. One reason is structural: the sector relies on on-balance-sheet lending, which increases leverage faster than equity can grow, limiting how much additional debt can be raised as po

We’ve just published a deep dive into PaygOps Community Edition , our upcoming open-source, self-hosted edition of the PaygOps platform  — and why it represents a meaningful step in Masunga’s broader mission to lower barriers to scale for essential-service providers. Community Edition is not a “lite” or demo product. It provides a production-ready operational backbone  for PAYGO, asset-finance, and lending organisations that want more control, flexibility, and long-term owner